Grosse Pointe & Southeast Michigan
Independent Insurance Agents in Grosse Pointe, Michigan
Insurance solutions, built for Grosse Pointe.
Car, home and business insurance with personal guidance from Carly Copus. Review your needs and explore available coverage and pricing options with a local independent agency. Start with our Grosse Pointe auto insurance guide.
- Hastings Mutual
- Citizens (Hanover)
- Frankenmuth
- Pioneer State Mutual
- Progressive
- GEICO
Life here. Covered thoughtfully.
What can we help you protect?
Pick a starting point. Each review begins with your situation, not a rate table.
Auto
Coverage for the roads you travel.
ExploreHome
From historic homes to your next chapter.
ExploreBusiness
Built for the business you actually run.
ExploreBoats & toys
For days on the water and weekends away.
ExploreLife & umbrella
A longer view of what matters.
ExploreAlready a customer?
Get help with your policy, a change, a bill, or a claim.
Get helpA real person in your corner
Meet Carly. Your local insurance connection.
Carly Copus helps you review your options and keeps the conversation straightforward — from the first quote to the questions that come later. Local focus, with a wider team behind you.
Why an independent agency?
More choice. A person to help you compare.
Start with your situation
Your home, household and work come first. We ask questions before looking at options.
Tell us about youUnderstand the differences
Compare more than a price. Carly can explain coverage, deductibles and the questions still needing review.
Try our toolsKeep the conversation going
When something changes, you have an agency to call. Requests and documents stay together for follow-up.
Help with your policyA straightforward process
Less guesswork. More conversation.
Guides
Insurance, explained for the Pointes.
Short answers to the questions Carly hears most — Michigan PIP choices, older homes, basements, certificates, umbrellas.
Michigan no‑fault and PIP: the six choices, in plain English
The six Michigan PIP medical levels — unlimited, $500,000, $250,000, $250,000 with exclusions, $50,000 and opt-out — who…
ReadInsuring an older Grosse Pointe home: replacement cost is not the Zillow number
Why a 1920s Tudor or a 1950s colonial in the Pointes needs a rebuild-cost review, what plaster, slate and leaded glass do to…
ReadWater backup, sump pumps and flood: three different things
The east side floods from the sewer, not the lake. What a standard home policy excludes, what a water-backup endorsement adds,…
ReadCertificates of insurance: what they are, what they are not, and how to get one fast
What an ACORD certificate shows, why a customer or landlord asks for one, additional insured vs. certificate holder, and how to…
ReadDo I need an umbrella policy? A short, honest test
What a personal umbrella covers, the underlying limits it requires, who it is for — teen drivers, a pool, a boat, rental…
ReadAdding a teen or new driver to a Grosse Pointe household policy
When a teen has to be listed, what a learner’s permit means for your policy, how to keep the cost sane, and what to do when a…
ReadReady when you are
Let’s start with what you know.
Send the details you have. Carly fills in the gaps with you — no policy numbers or medical details needed to begin.