High-value homes
Many Shores homes exceed the limits or the eligibility of standard homeowners programs and are better served by a high-value carrier — one that writes higher dwelling limits, includes extended replacement cost, appraises the house rather than estimating it, and handles scheduled valuables and fine art as a matter of course. Carly can compare a standard and a high-value program side by side.
Seawalls, docks and boats
Seawall, dock and boat-lift coverage are the questions that distinguish a lakefront review from an inland one. The boat itself is a separate policy; a yacht with a captain or crew is a different policy again.
Liability
Households in the Shores typically carry higher auto and home liability limits and an umbrella of $2,000,000 or more. It is the most cost-effective coverage on the list relative to the exposure.
General information about insurance in Grosse Pointe Shores, not advice about a specific policy. Coverage depends on the policy’s terms, limits, exclusions and eligibility; a request does not bind or change insurance.