Share your information
Describe your work and upload your current declarations pages.
Start the formLicensed in Michigan · Serving the Pointes & the east side
Business insurance in Grosse Pointe, built for the business you actually run.
Tell us what you do in plain English. We review general liability, property, commercial auto and workers’ compensation around your operation, then shop available options.
Who we help
Find your kind of business.
Nine operations we see most often in the Pointes. Don’t see yours? Start a quote and tell us what you do.
Contractors & trades
General liability · Tools and installation floaters · Commercial auto · Workers’ compensation
See the packageProfessional offices
General liability and property · Professional liability · Cyber · Workers’ compensation
See the packageRetail & service shops
General liability · Property and inventory · Business income · Workers’ compensation and cyber
See the packageCondo associations & apartment owners
Building property · General liability · Directors and officers · Crime
See the packageLandlords & real-estate investors
Rental dwelling property · Premises liability · Rental income · Umbrella
See the packageHotels, inns & B&Bs
Property and business income · General liability · Workers’ compensation · Additional operations
See the packageAuto service, body shops & dealers
Garage liability · Garagekeepers · Dealers’ open lot · Property and workers’ compensation
See the packageMedical, dental & veterinary practices
Office property and liability · Professional liability · Cyber · Workers’ compensation
See the packageBreweries, wineries & clubs
Property and equipment · General and liquor liability · Business income · Workers’ compensation
See the packageRestaurants, nonprofits and more
Tell us about your operation so we can review the next step.
Start a quoteCoverage building blocks
Assemble the package around your work.
General liability
Injury and property damage involving your operations.
Ask about thisCommercial property
Buildings, equipment and business belongings.
Ask about thisBusiness auto
Vehicles used in your business.
Ask about thisWorkers’ compensation
Work-related employee injury and illness.
Ask about thisProfessional liability / E&O
Allegations of errors in professional services.
Ask about thisUmbrella
Additional liability limits above eligible policies.
Ask about thisCyber
Data, systems and incident response needs.
Ask about thisInland marine / tools
Equipment, materials and property away from your premises.
Ask about thisCoverage and eligibility depend on your operation and the policy’s terms, limits and exclusions. Sending a request does not bind or change insurance.
How it works
From first conversation to informed choice.
We review & shop
Carly and the agency team review your needs and compare available options.
Who’s on the teamYou choose
We explain differences and help you decide what fits.
After you’re insuredGo deeper
Business insurance guides.
Certificates of insurance: what they are, what they are not, and how to get one fast
What an ACORD certificate shows, why a customer or landlord asks for one, additional insured vs. certificate holder, and how to get…
ReadMichigan workers’ compensation: who has to carry it and what it costs
Michigan’s employee thresholds for required workers’ comp, how sole proprietors and officers are treated, subcontractors, how premiums…
ReadBOP vs. commercial package: which one fits a small business
What a business owner’s policy bundles, who is eligible, what it leaves out, and when a business has outgrown it into a commercial…
ReadCommercial auto vs. personal auto: which policy covers the work truck
When a vehicle used for work needs a commercial policy, what hired and non-owned auto covers, employees driving their own cars, and how…
ReadCyber insurance for a small business: what it covers and what carriers ask
First-party and third-party cyber coverage, the ransomware and funds-transfer questions, the security controls carriers now require, and…
ReadWhy an independent agency
More than one option — and a person who knows the details.
Compare available insurance companies instead of starting with one policy. Discuss payroll, contracts, vehicles and property together. And when your operation changes, return to Carly.
Our carriers
Claim lines and billing links for each carrier are on the claims & support page.